Buy less, not more should be your motto if you want to buy luxury designer items, specially bags. There are many ways to do this without going in debt. If you are looking for designer bags, then remember that fashions change with every season. But some classic designs remain ever popular. For example, YSL bags with long strap are the best choice as they are always popular and will never go out of fashion. So you must choose designer and exclusive items and may be limited edition ones, as this is a financial investment. You can afford to do this even if you do not have the kind of money that very rich and fashionable people have.
If you go to a physical store or an online one, search for brands that you admire or want. Try to set an alert, when your favourite item might go on sale. Try to bargain with the seller when you see the item you so desire. Sign up for news letters that inform you of any sale happening that will your favourite brands.
Life is all about choices. The choices have to be made at the right time. So if you find the right bag, at a great price you must grab it. But if you do not have the money for that then do not worry. There are other ways to buy that bag. You can use the layaway for buying that bag. So you will be paying some amount as down payment so that the bag is reserved in your name. you can pay the rest of the amount within a stipulated time and claim your bag. You do not have to wait to collect the money to buy the dream bag because sometimes you may lose it to someone else.
So buy it when you really want something through this method. Make sure you read the fine print before making the final payment.